Every one will be judged at death, as well as at the last day: "Since men only die once, and after that comes judgment."
The Church teaches that every person undergoes two judgments: the Particular Judgment and the Last Judgment. The Particular Judgment takes place immediately after death, when each person receives from God the particular judgment of their life and enters Heaven, Purgatory, or Hell. The Last Judgment will occur at the end of time when Christ returns in glory. At that judgment, all people will be raised from the dead and God's justice, mercy, and providence will be publicly revealed before all creation. The Last Judgment does not change the outcome of the Particular Judgment, but manifests fully the consequences of every person's choices and God's plan throughout history. This teaching reminds Christians that earthly life has eternal significance. Every action, decision, and response to God's grace matters. The certainty of judgment calls believers to repentance, holiness, and trust in God's mercy.
Death puts an end to human life as the time open to either accepting or rejecting the divine grace manifested in Christ. Each man receives his eternal retribution in his immortal soul at the very moment of his death. The resurrection of all the dead will precede the Last Judgment.
Hebrews 9:27
And just as it is appointed for men to die once, and after that comes judgment.
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